Filed March 31, 2020
Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,657 | $78,670+7.6% | $109,173-22.5% | $85,847-1.4% |
| Participation rate | 54.4% | 68.3%-13.8pp | 75.9%-21.4pp | 69.3%-14.9pp |
| Annual return | 16.24% | 25.09%-8.8pp | 25.75%-9.5pp | 318.61%-302.4pp |
| Employer contribution / active EE | $358 | $2,734-86.9% | $3,723-90.4% | $2,565-86.1% |
| Participant deferral / active EE | $2,151 | $3,467-38.0% | $4,654-53.8% | $3,952-45.6% |
| Admin fee / account holder | $666 | $5,469-87.8% | $6,755-90.1% | $6,261-89.4% |