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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $161,913 | $111,878+44.7% | $93,727+72.8% | $145,897+11.0% |
| Participation rate | 87.0% | 74.2%+12.7pp | 68.7%+18.2pp | 80.3%+6.7pp |
| Annual return | 11.22% | 204.28%-193.1pp | 133.83%-122.6pp | 552.29%-541.1pp |
| Employer contribution / active EE | $2,950 | $3,092-4.6% | $2,421+21.8% | $4,663-36.7% |
| Participant deferral / active EE | $6,469 | $4,920+31.5% | $4,417+46.4% | $6,689-3.3% |
| Admin fee / account holder | $5,679 | $10,256-44.6% | $8,292-31.5% | $13,390-57.6% |