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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,068 | $96,731-22.4% | $123,973-39.4% | $86,983-13.7% |
| Participation rate | 96.6% | 70.0%+26.5pp | 76.7%+19.9pp | 69.5%+27.0pp |
| Annual return | 10.00% | 17.33%-7.3pp | 388.13%-378.1pp | 25.83%-15.8pp |
| Employer contribution / active EE | $3,638 | $3,297+10.4% | $4,126-11.8% | $2,584+40.8% |
| Participant deferral / active EE | $4,143 | $4,152-0.2% | $5,247-21.0% | $4,194-1.2% |
| Admin fee / account holder | $3,196 | $8,722-63.4% | $11,799-72.9% | $7,856-59.3% |