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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $39,764 | $72,273-45.0% | $101,275-60.7% | $79,856-50.2% |
| Participation rate | 76.8% | 68.5%+8.4pp | 75.8%+1.0pp | 69.6%+7.2pp |
| Annual return | 8.14% | 22.30%-14.2pp | 46.48%-38.3pp | 31.71%-23.6pp |
| Employer contribution / active EE | $2,472 | $2,691-8.1% | $3,660-32.5% | $2,4710% |
| Participant deferral / active EE | $2,871 | $3,282-12.5% | $4,371-34.3% | $3,741-23.2% |
| Admin fee / account holder | $9,944 | $4,401+125.9% | $5,948+67.2% | $5,306+87.4% |