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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $202,369 | $88,672+128.2% | $105,223+92.3% | $82,448+145.5% |
| Participation rate | 98.1% | 67.9%+30.2pp | 75.0%+23.1pp | 68.1%+30.1pp |
| Annual return | 12.59% | 30.86%-18.3pp | 180.65%-168.1pp | 41.64%-29.0pp |
| Employer contribution / active EE | $6,000 | $3,048+96.9% | $3,689+62.7% | $2,551+135.2% |
| Participant deferral / active EE | $9,732 | $4,036+141.1% | $5,072+91.9% | $4,139+135.1% |
| Admin fee / account holder | $11,207 | $7,146+56.8% | $8,859+26.5% | $7,234+54.9% |