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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $122,429 | $73,988+65.5% | $96,538+26.8% | $75,177+62.9% |
| Participation rate | 100.0% | 66.4%+33.6pp | 74.3%+25.7pp | 67.2%+32.8pp |
| Annual return | 8.46% | 26.73%-18.3pp | 35.74%-27.3pp | 160.75%-152.3pp |
| Employer contribution / active EE | $5,968 | $2,930+103.7% | $3,740+59.6% | $2,671+123.4% |
| Participant deferral / active EE | $9,683 | $3,660+164.5% | $4,880+98.4% | $4,126+134.7% |
| Admin fee / account holder | $18,096 | $5,220+246.7% | $6,737+168.6% | $5,651+220.2% |