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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,794 | $72,273+89.3% | $101,275+35.1% | $79,856+71.3% |
| Participation rate | 97.9% | 68.5%+29.4pp | 75.8%+22.1pp | 69.6%+28.2pp |
| Annual return | 3.07% | 22.30%-19.2pp | 46.48%-43.4pp | 31.71%-28.6pp |
| Employer contribution / active EE | $4,739 | $2,691+76.1% | $3,660+29.5% | $2,471+91.8% |
| Participant deferral / active EE | $9,892 | $3,282+201.4% | $4,371+126.3% | $3,741+164.5% |
| Admin fee / account holder | $16,583 | $4,401+276.8% | $5,948+178.8% | $5,306+212.5% |