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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,068 | $88,672-15.3% | $105,223-28.7% | $82,448-9.0% |
| Participation rate | 96.6% | 67.9%+28.6pp | 75.0%+21.5pp | 68.1%+28.5pp |
| Annual return | 10.00% | 30.86%-20.9pp | 180.65%-170.6pp | 41.64%-31.6pp |
| Employer contribution / active EE | $3,638 | $3,048+19.4% | $3,689-1.4% | $2,551+42.6% |
| Participant deferral / active EE | $4,143 | $4,036+2.7% | $5,072-18.3% | $4,139+0.1% |
| Admin fee / account holder | $3,196 | $7,146-55.3% | $8,859-63.9% | $7,234-55.8% |