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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,068 | $105,284-28.7% | $150,734-50.2% | $94,015-20.2% |
| Participation rate | 96.6% | 71.7%+24.8pp | 78.4%+18.1pp | 70.8%+25.7pp |
| Annual return | 10.00% | 15.67%-5.7pp | 600.81%-590.8pp | 17.84%-7.8pp |
| Employer contribution / active EE | $3,638 | $3,599+1.1% | $4,918-26.0% | $2,790+30.4% |
| Participant deferral / active EE | $4,143 | $4,274-3.0% | $5,610-26.1% | $4,249-2.5% |
| Admin fee / account holder | $3,196 | $9,839-67.5% | $14,905-78.6% | $8,951-64.3% |