Retirement plan

CENTRAL HEATING AND COOLING, INC. 401(K) PROFIT SHARING PLAN

Name: CENTRAL HEATING AND COOLING, INC. - CENTRAL HEATING AND COOLING, INC. 401(K) PROFIT SHARING PLAN (2020) Form 5500
Creator: CENTRAL HEATING AND COOLING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CENTRAL HEATING AND COOLING, INC. 401(K) PROFIT SHARING PLAN, CENTRAL HEATING AND COOLING, INC.

CENTRAL HEATING AND COOLING, INC.EIN 71-0385832Plan #001PY 2020

1585 SOUTH COLLEGE STREET - MOUNTAIN HOME, AR 72653870-425-4717centralheatingandcooling.netLinkedIn11-50 employees

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$1.1M

-6.2% from 2019

Total participants

-16.7% from 2019

Average account balance

$51,183

+7.2% from 2019

Annual return

7.85%

-10.53 pp from 2019

Benchmarks

See 42,043 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants<25

Cohort42,043 peers

Snapshot2020

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.92M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$87K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

81.5%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$113K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+15.44%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$4479

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$271K

$12332 / participant

Other / not subdivided$271K100.0%

% of EOY assets

25.241%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$51,183

$115,796-55.8%

$101,264-49.5%

$158,950-67.8%

Participation rate

81.8%

79.4%+2.5pp

75.8%+6.0pp

82.0%-0.1pp

Annual return

7.85%

56.15%-48.3pp

46.48%-38.6pp

302.91%-295.1pp

Employer contribution / active EE

$1,135

$4,175-72.8%

$3,660-69.0%

$4,762-76.2%

Participant deferral / active EE

$3,583

$4,958-27.7%

$4,370-18.0%

$5,983-40.1%

Admin fee / account holder

$12,919

$7,247+78.3%

$5,947+117.2%

$11,248+14.9%

CENTRAL HEATING AND COOLING, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CENTRAL HEATING AND COOLING, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion