Retirement plan

CENTRAL HEATING AND COOLING, INC. 401(K) PROFIT SHARING PLAN

Name: CENTRAL HEATING AND COOLING, INC. - CENTRAL HEATING AND COOLING, INC. 401(K) PROFIT SHARING PLAN (2018) Form 5500
Creator: CENTRAL HEATING AND COOLING, INC.
License: https://www.dol.gov/general/disclaim
Keywords: Form 5500, ERISA, retirement plan, CENTRAL HEATING AND COOLING, INC. 401(K) PROFIT SHARING PLAN, CENTRAL HEATING AND COOLING, INC.

CENTRAL HEATING AND COOLING, INC.EIN 71-0385832Plan #001PY 2018

1585 SOUTH COLLEGE STREET - MOUNTAIN HOME, AR 72653870-425-4717centralheatingandcooling.netLinkedIn11-50 employees

Prospect flagsHigh fees

How to read this page

Total assets (EOY)

$893K

+1.3% from 2017

Total participants

+12.0% from 2017

Average account balance

$37,193

+1.3% from 2017

Annual return

-6.47%

-17.31 pp from 2017

Benchmarks

See 15,016 peers

Peer group

Industry23 - Construction

Plan typeDefined contribution

Participants25-99

Cohort15,016 peers

Snapshot2018

Free accounts unlock saves, downloads, and 3-year history.

Analytics

Total assets (EOY)

Plan-year ending balance

$1.63M

Not enough data

1 years with asset history on file

Average account balance

Total assets / participants with a balance (line 6g)

$82K

Not enough data

1 years with per-participant data

Participants with account balance

Stacked by status: active / separated vested / retired or beneficiary. Total = line 6g.

Not enough data

1 years with headcount on file

Eligible Participants and Participation

Bars: eligible actives (line 6a). Line: derived rate = active employees with a balance / 6a.

76.9%

Not enough data

1 years with eligibility data

Contributions (total)

Employer and participant dollars contributed each year

$108K

Not enough data

1 years with contributions on file

Contributions per participant

Average employer and participant contribution per enrolled participant

$4K

Not enough data

1 years with per-participant contribution data

Asset flow

BOY + contributions + return - distributions = EOY

Year

Annual return

Diverging bars; negative years highlighted

+9.51%

Not enough data

1 years with return on file

Admin fee / account holder

Total admin expenses / participants with a balance (line 6g)

$6366

Not enough data

1 years with admin cost on file

Asset composition

Cash / stocks / bonds / mutual funds / real estate / loans over time

Not enough data

0 years with F_SCH_H allocation on file

Free accounts unlock saves, downloads, and 3-year history.

Service providers

Providers data not reported

Schedule C was not filed on this plan's most recent Form 5500, so no compensated service providers are available to display.

Plan features & details

Pension benefit codes2E3D

Plan features

2E
Profit-sharing
Profit-sharing plan.
3D
Pre-approved pension plan
A master prototype or volume submitter plan that is the subject of a favorable opinion or advisory letter from the IRS.

Opportunity flags

1 tripped

OpportunityHigh fees
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)

Expense breakdown

Schedule H Part II

Admin total

$19K

$740 / participant

Other / not subdivided$19K100.0%

% of EOY assets

2.073%

all-in expense ratio

Categories reported

0 / 9

subdivided buckets used

Audit opinion

Schedule H Part III

No opinion code on file for this filing.

Auditor firm: (not reported)
Auditor EIN: -
Audit fees: (not subdivided)
Opinion code: -

Metric

This plan

Peer set

Industry

Size

Avg account balance

$37,193

$57,352-35.2%

$83,831-55.6%

$64,173-42.0%

Participation rate

84.0%

68.6%+15.4pp

76.1%+7.9pp

69.6%+14.4pp

Annual return

-6.47%

11.38%-17.9pp

850.99%-857.5pp

7.63%-14.1pp

Employer contribution / active EE

$1,022

$2,546-59.8%

$3,631-71.8%

$2,381-57.1%

Participant deferral / active EE

$2,195

$2,993-26.6%

$4,082-46.2%

$3,470-36.7%

Admin fee / account holder

$771

$4,046-80.9%

$5,479-85.9%

$4,887-84.2%

CENTRAL HEATING AND COOLING, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

CENTRAL HEATING AND COOLING, INC. 401(K) PROFIT SHARING PLAN

Summary metrics

Benchmarksi

Analytics

Service providersi

Plan features & details

Opportunity flagsi

Expense breakdowni

Audit opinioni

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion

Benchmarks

Service providers

Opportunity flags

Expense breakdown

Audit opinion