Sign up free to preview peer percentile detail
Free accounts unlock saves, downloads, and 3-year history.
Sign up free to preview 10-year trajectory
Free accounts unlock saves, downloads, and 3-year history.
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,904 | $60,349-78.6% | $74,184-82.6% | $62,881-79.5% |
| Participation rate | 55.2% | 72.7%-17.6pp | 76.6%-21.4pp | 69.3%-14.1pp |
| Annual return | 7.95% | 21.38%-13.4pp | 17.74%-9.8pp | 20.14%-12.2pp |
| Employer contribution / active EE | $635 | $1,680-62.2% | $2,370-73.2% | $2,281-72.2% |
| Participant deferral / active EE | $1,575 | $2,856-44.9% | $3,550-55.6% | $3,203-50.8% |
| Admin fee / account holder | $361 | $4,261-91.5% | $5,586-93.5% | $4,296-91.6% |