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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,785 | $114,013-44.1% | $103,693-38.5% | $155,188-58.9% |
| Participation rate | 88.2% | 75.2%+13.0pp | 72.6%+15.6pp | 80.8%+7.4pp |
| Annual return | 29.54% | 49.31%-19.8pp | 47.61%-18.1pp | 148.84%-119.3pp |
| Employer contribution / active EE | $1,895 | $3,131-39.5% | $2,920-35.1% | $4,248-55.4% |
| Participant deferral / active EE | $7,725 | $4,970+55.4% | $4,579+68.7% | $6,531+18.3% |
| Admin fee / account holder | $1,483 | $8,407-82.4% | $7,858-81.1% | $14,480-89.8% |