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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $25,167 | $109,872-77.1% | $98,483-74.4% | $167,536-85.0% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 16.87% | 1959.31%-1942.4pp | 1494.38%-1477.5pp | 478.82%-462.0pp |
| Employer contribution / active EE | $1,762 | $3,225-45.4% | $2,961-40.5% | $4,839-63.6% |
| Participant deferral / active EE | $6,974 | $4,673+49.2% | $4,276+63.1% | $6,342+10.0% |
| Admin fee / account holder | $476 | $6,757-93.0% | $5,953-92.0% | $12,315-96.1% |