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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,581 | $96,691-62.2% | $86,656-57.8% | $139,487-73.8% |
| Participation rate | 93.3% | 74.4%+18.9pp | 71.7%+21.6pp | 80.3%+13.0pp |
| Annual return | 21.16% | 106.87%-85.7pp | 593.09%-571.9pp | 373.84%-352.7pp |
| Employer contribution / active EE | $2,224 | $3,267-31.9% | $3,025-26.5% | $4,755-53.2% |
| Participant deferral / active EE | $7,811 | $4,838+61.5% | $4,439+76.0% | $6,713+16.4% |
| Admin fee / account holder | $576 | $6,414-91.0% | $5,619-89.8% | $11,407-95.0% |