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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,785 | $102,595-37.8% | $94,057-32.2% | $154,746-58.8% |
| Participation rate | 88.2% | 76.0%+12.2pp | 73.3%+14.9pp | 80.7%+7.5pp |
| Annual return | 29.54% | 583.42%-553.9pp | 480.62%-451.1pp | 172.34%-142.8pp |
| Employer contribution / active EE | $1,895 | $3,147-39.8% | $2,933-35.4% | $4,379-56.7% |
| Participant deferral / active EE | $7,725 | $5,118+50.9% | $4,709+64.0% | $6,730+14.8% |
| Admin fee / account holder | $1,483 | $7,736-80.8% | $7,244-79.5% | $14,365-89.7% |