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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,055 | $88,815-51.5% | $81,882-47.4% | $145,897-70.5% |
| Participation rate | 100.0% | 75.1%+24.9pp | 72.4%+27.6pp | 80.3%+19.7pp |
| Annual return | 13.02% | 1033.75%-1020.7pp | 779.47%-766.5pp | 552.29%-539.3pp |
| Employer contribution / active EE | $2,466 | $3,086-20.1% | $2,916-15.4% | $4,663-47.1% |
| Participant deferral / active EE | $8,716 | $4,647+87.5% | $4,323+101.6% | $6,689+30.3% |
| Admin fee / account holder | $692 | $8,434-91.8% | $7,360-90.6% | $13,390-94.8% |