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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,433 | $100,805-39.1% | $86,698-29.1% | $134,532-54.3% |
| Participation rate | 90.9% | 79.0%+12.0pp | 76.6%+14.3pp | 81.2%+9.7pp |
| Annual return | -15.88% | 29.09%-45.0pp | 35.95%-51.8pp | 418.27%-434.1pp |
| Employer contribution / active EE | $0 | $3,490-100.0% | $2,837-100.0% | $4,741-100.0% |
| Participant deferral / active EE | $10,922 | $5,339+104.6% | $4,656+134.6% | $6,401+70.6% |
| Admin fee / account holder | $966 | $10,925-91.2% | $7,493-87.1% | $11,429-91.5% |