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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $44,584 | $112,121-60.2% | $95,960-53.5% | $158,966-72.0% |
| Participation rate | 100.0% | 79.0%+21.0pp | 77.1%+22.9pp | 82.0%+18.0pp |
| Annual return | 12.54% | 171.16%-158.6pp | 91.63%-79.1pp | 302.95%-290.4pp |
| Employer contribution / active EE | $8,928 | $3,199+179.1% | $2,541+251.3% | $4,762+87.5% |
| Participant deferral / active EE | $6,396 | $4,784+33.7% | $4,167+53.5% | $5,983+6.9% |
| Admin fee / account holder | $1,047 | $10,135-89.7% | $6,797-84.6% | $11,250-90.7% |