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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $101,326 | $182,442-44.5% | $163,379-38.0% | $138,895-27.0% |
| Participation rate | 68.2% | 79.8%-11.6pp | 76.8%-8.6pp | 79.9%-11.7pp |
| Annual return | 16.14% | 72.74%-56.6pp | 63.41%-47.3pp | 145.39%-129.3pp |
| Employer contribution / active EE | $4,478 | $4,159+7.7% | $3,752+19.3% | $4,194+6.8% |
| Participant deferral / active EE | $9,620 | $6,817+41.1% | $6,282+53.1% | $6,396+50.4% |
| Admin fee / account holder | $17,693 | $10,396+70.2% | $9,818+80.2% | $12,562+40.8% |