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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,729 | $69,012-27.9% | $160,009-68.9% | $68,486-27.4% |
| Participation rate | 76.9% | 65.4%+11.5pp | 78.0%-1.1pp | 67.9%+9.0pp |
| Annual return | -10.61% | -9.65%-1.0pp | 408.85%-419.5pp | -7.85%-2.8pp |
| Employer contribution / active EE | $4,096 | $2,212+85.1% | $4,225-3.1% | $2,597+57.7% |
| Participant deferral / active EE | $9,843 | $4,212+133.7% | $6,183+59.2% | $4,028+144.4% |
| Admin fee / account holder | $25,973 | $4,798+441.3% | $8,715+198.0% | $5,404+380.6% |