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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,773 | $176,105-33.1% | $159,474-26.1% | $167,536-29.7% |
| Participation rate | 62.5% | 85.0%-22.5pp | 82.8%-20.3pp | 82.1%-19.6pp |
| Annual return | 15.75% | 331.91%-316.2pp | 263.68%-247.9pp | 478.82%-463.1pp |
| Employer contribution / active EE | $2,390 | $5,299-54.9% | $4,831-50.5% | $4,839-50.6% |
| Participant deferral / active EE | $5,768 | $7,751-25.6% | $7,353-21.6% | $6,342-9.1% |
| Admin fee / account holder | $5 | $12,559-100.0% | $10,802-100.0% | $12,315-100.0% |