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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $137,336 | $148,623-7.6% | $135,974+1.0% | $139,466-1.5% |
| Participation rate | 71.4% | 83.9%-12.4pp | 81.9%-10.5pp | 80.3%-8.9pp |
| Annual return | 18.27% | 79.30%-61.0pp | 68.30%-50.0pp | 373.66%-355.4pp |
| Employer contribution / active EE | $2,692 | $5,246-48.7% | $4,859-44.6% | $4,754-43.4% |
| Participant deferral / active EE | $7,063 | $8,103-12.8% | $7,760-9.0% | $6,712+5.2% |
| Admin fee / account holder | $3,617 | $12,406-70.8% | $10,767-66.4% | $11,409-68.3% |