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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $74,905 | $167,533-55.3% | $151,645-50.6% | $134,545-44.3% |
| Participation rate | 100.0% | 88.4%+11.6pp | 87.5%+12.5pp | 81.2%+18.8pp |
| Annual return | -13.66% | 7.81%-21.5pp | 3.34%-17.0pp | 418.37%-432.0pp |
| Employer contribution / active EE | $4,220 | $6,828-38.2% | $6,165-31.5% | $4,742-11.0% |
| Participant deferral / active EE | $13,403 | $8,985+49.2% | $8,363+60.3% | $6,401+109.4% |
| Admin fee / account holder | $371 | $13,781-97.3% | $11,614-96.8% | $11,431-96.8% |