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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $80,198 | $209,874-61.8% | $189,537-57.7% | $167,536-52.1% |
| Participation rate | 100.0% | 88.7%+11.3pp | 87.8%+12.2pp | 82.1%+17.9pp |
| Annual return | 17.72% | 748.61%-730.9pp | 555.34%-537.6pp | 478.82%-461.1pp |
| Employer contribution / active EE | $4,072 | $6,913-41.1% | $6,161-33.9% | $4,839-15.8% |
| Participant deferral / active EE | $12,374 | $8,934+38.5% | $8,220+50.5% | $6,342+95.1% |
| Admin fee / account holder | $3,362 | $14,299-76.5% | $12,048-72.1% | $12,315-72.7% |