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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,866 | $184,000-81.1% | $162,185-78.5% | $152,909-77.2% |
| Participation rate | 100.0% | 88.5%+11.5pp | 87.6%+12.4pp | 82.5%+17.5pp |
| Annual return | 40.72% | 150.80%-110.1pp | 115.61%-74.9pp | 345.46%-304.7pp |
| Employer contribution / active EE | $3,404 | $6,370-46.6% | $5,613-39.4% | $4,764-28.5% |
| Participant deferral / active EE | $8,208 | $8,033+2.2% | $7,297+12.5% | $5,851+40.3% |
| Admin fee / account holder | $1,880 | $13,124-85.7% | $10,844-82.7% | $11,601-83.8% |