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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,058 | $201,370-58.8% | $184,256-54.9% | $145,897-43.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.49% | 29.05%-17.6pp | 28.85%-17.4pp | 552.29%-540.8pp |
| Employer contribution / active EE | $4,548 | $7,024-35.2% | $6,427-29.2% | $4,663-2.4% |
| Participant deferral / active EE | $11,519 | $9,808+17.4% | $9,133+26.1% | $6,689+72.2% |
| Admin fee / account holder | $1,559 | $16,364-90.5% | $13,899-88.8% | $13,390-88.4% |