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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,058 | $201,259-58.7% | $184,200-54.9% | $145,959-43.1% |
| Participation rate | 100.0% | 87.5%+12.5pp | 86.8%+13.2pp | 80.3%+19.7pp |
| Annual return | 11.49% | 28.98%-17.5pp | 28.80%-17.3pp | 561.95%-550.5pp |
| Employer contribution / active EE | $4,548 | $7,018-35.2% | $6,424-29.2% | $4,661-2.4% |
| Participant deferral / active EE | $11,519 | $9,806+17.5% | $9,132+26.1% | $6,689+72.2% |
| Admin fee / account holder | $1,559 | $16,372-90.5% | $13,907-88.8% | $13,398-88.4% |