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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Annual investment return is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $33,146 | $92,219-64.1% | $76,766-56.8% | $135,382-75.5% |
| Participation rate | 66.7% | 79.8%-13.1pp | 77.0%-10.3pp | 82.6%-16.0pp |
| Annual return | -9.92% | 5.46%-15.4pp | 2.43%-12.4pp | 519.77%-529.7pp |
| Employer contribution / active EE | $1,583 | $3,216-50.8% | $2,485-36.3% | $4,779-66.9% |
| Participant deferral / active EE | $3,440 | $4,508-23.7% | $3,851-10.7% | $5,609-38.7% |
| Admin fee / account holder | $26 | $10,749-99.8% | $6,675-99.6% | $10,829-99.8% |