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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $22,189 | $88,707-75.0% | $74,184-70.1% | $273,972-91.9% |
| Participation rate | 63.6% | 79.4%-15.8pp | 76.6%-13.0pp | 83.0%-19.4pp |
| Annual return | 13.05% | 11.94%+1.1pp | 17.74%-4.7pp | 41.46%-28.4pp |
| Employer contribution / active EE | $878 | $3,159-72.2% | $2,370-62.9% | $4,869-82.0% |
| Participant deferral / active EE | $1,495 | $4,212-64.5% | $3,550-57.9% | $5,287-71.7% |
| Admin fee / account holder | $0 | $8,717-100.0% | $5,586-100.0% | $10,133-100.0% |