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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $104,578 | $180,466-42.1% | $154,114-32.1% | $135,382-22.8% |
| Participation rate | 100.0% | 87.4%+12.6pp | 83.0%+17.0pp | 82.6%+17.4pp |
| Annual return | -2.45% | 888.15%-890.6pp | 735.16%-737.6pp | 519.77%-522.2pp |
| Employer contribution / active EE | $1,446 | $6,035-76.0% | $5,298-72.7% | $4,779-69.7% |
| Participant deferral / active EE | $2,401 | $5,806-58.6% | $5,081-52.7% | $5,609-57.2% |
| Admin fee / account holder | $1,005 | $16,144-93.8% | $13,411-92.5% | $10,829-90.7% |