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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,090 | $181,896-41.1% | $156,551-31.6% | $273,972-60.9% |
| Participation rate | 100.0% | 88.4%+11.6pp | 84.0%+16.0pp | 83.0%+17.0pp |
| Annual return | -41.85% | 30.74%-72.6pp | 32.23%-74.1pp | 41.46%-83.3pp |
| Employer contribution / active EE | $6,920 | $6,248+10.8% | $5,501+25.8% | $4,869+42.1% |
| Participant deferral / active EE | $3,572 | $5,550-35.6% | $4,871-26.7% | $5,287-32.4% |
| Admin fee / account holder | $1,032 | $15,560-93.4% | $13,028-92.1% | $10,133-89.8% |