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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $63,963 | $89,259-28.3% | $107,187-40.3% | $82,637-22.6% |
| Participation rate | 93.3% | 67.9%+25.4pp | 75.0%+18.3pp | 68.1%+25.3pp |
| Annual return | 18.36% | 21.02%-2.7pp | 204.55%-186.2pp | 53.51%-35.1pp |
| Employer contribution / active EE | $14,335 | $3,080+365.4% | $3,782+279.0% | $2,552+461.7% |
| Participant deferral / active EE | $5,831 | $4,037+44.4% | $5,096+14.4% | $4,126+41.3% |
| Admin fee / account holder | $6,714 | $7,381-9.0% | $9,162-26.7% | $7,339-8.5% |