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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $12,854 | $57,352-77.6% | $83,831-84.7% | $64,173-80.0% |
| Participation rate | 81.1% | 68.6%+12.5pp | 76.1%+4.9pp | 69.6%+11.5pp |
| Annual return | -14.09% | 11.38%-25.5pp | 850.99%-865.1pp | 7.63%-21.7pp |
| Employer contribution / active EE | $5,197 | $2,546+104.2% | $3,631+43.1% | $2,381+118.3% |
| Participant deferral / active EE | $2,548 | $2,993-14.9% | $4,082-37.6% | $3,470-26.6% |
| Admin fee / account holder | $1,028 | $4,046-74.6% | $5,479-81.2% | $4,887-79.0% |