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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $42,215 |
ENTERPRISE BANK & TRUST4 years Service code 27 · EIN 43-1706259 | Advisory (Plan) | $19,480 |
CHARLES SCHWAB & CO., INC.5 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,075 | $61,356-41.2% | $149,696-75.9% | $71,511-49.6% |
| Participation rate | 87.4% | 62.5%+24.9pp | 78.8%+8.7pp | 67.9%+19.5pp |
| Annual return | 21.01% | 35.86%-14.9pp | 134.46%-113.5pp | 28.86%-7.8pp |
| Employer contribution / active EE | $943 | $2,382-60.4% | $4,821-80.4% | $2,589-63.6% |
| Participant deferral / active EE | $4,590 | $2,920+57.2% | $5,682-19.2% | $4,291+7.0% |
| Admin fee / account holder | $237 | $1,263-81.2% | $13,212-98.2% | $1,588-85.1% |