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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 16-1450952 | Recordkeeping | $38,723 |
ENTERPRISE BANK & TRUST2 years Service code 27 · EIN 43-1706259 | Advisory (Plan) | $18,973 |
CHARLES SCHWAB & CO., INC.3 years Service code 59 · EIN 94-1737782 | Shareholder Servicing | $0 |
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,846 | $61,166-43.0% | $185,849-81.3% | $79,391-56.1% |
| Participation rate | 87.6% | 66.6%+21.0pp | 81.7%+5.9pp | 70.7%+16.9pp |
| Annual return | 13.21% | 19.45%-6.2pp | 122.10%-108.9pp | 116.88%-103.7pp |
| Employer contribution / active EE | $808 | $2,321-65.2% | $5,169-84.4% | $2,428-66.7% |
| Participant deferral / active EE | $4,040 | $2,789+44.9% | $5,569-27.5% | $4,046-0.1% |
| Admin fee / account holder | $241 | $710-66.0% | $16,244-98.5% | $627-61.5% |