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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $163,278 | $99,345+64.4% | $84,753+92.7% | $273,972-40.4% |
| Participation rate | 42.9% | 80.7%-37.8pp | 76.6%-33.7pp | 83.0%-40.2pp |
| Annual return | 17.06% | 22.93%-5.9pp | 22.78%-5.7pp | 41.46%-24.4pp |
| Employer contribution / active EE | $3,127 | $4,214-25.8% | $3,574-12.5% | $4,869-35.8% |
| Participant deferral / active EE | $5,518 | $4,270+29.2% | $3,712+48.7% | $5,287+4.4% |
| Admin fee / account holder | $31 | $6,645-99.5% | $5,333-99.4% | $10,133-99.7% |