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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $250,380 | $107,363+133.2% | $92,909+169.5% | $152,897+63.8% |
| Participation rate | 50.0% | 79.8%-29.8pp | 76.0%-26.0pp | 82.5%-32.5pp |
| Annual return | 24.76% | 145.63%-120.9pp | 109.44%-84.7pp | 345.43%-320.7pp |
| Employer contribution / active EE | $4,488 | $4,222+6.3% | $3,653+22.8% | $4,764-5.8% |
| Participant deferral / active EE | $9,306 | $4,848+92.0% | $4,238+119.6% | $5,851+59.1% |
| Admin fee / account holder | $0 | $7,082-100.0% | $5,795-100.0% | $11,599-100.0% |