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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $59,044 | $53,162+11.1% | $91,227-35.3% | $68,490-13.8% |
| Participation rate | 80.6% | 63.2%+17.4pp | 73.2%+7.5pp | 67.9%+12.7pp |
| Annual return | -18.58% | -3.14%-15.4pp | 114.14%-132.7pp | -7.85%-10.7pp |
| Employer contribution / active EE | $0 | $1,709-100.0% | $2,851-100.0% | $2,597-100.0% |
| Participant deferral / active EE | $3,883 | $2,974+30.6% | $4,234-8.3% | $4,028-3.6% |
| Admin fee / account holder | $1,265 | $4,493-71.8% | $5,423-76.7% | $5,403-76.6% |