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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $56,831 | $57,541-1.2% | $95,759-40.7% | $75,177-24.4% |
| Participation rate | 73.0% | 62.5%+10.5pp | 72.3%+0.8pp | 67.2%+5.8pp |
| Annual return | 24.46% | 34.93%-10.5pp | 28.42%-4.0pp | 160.75%-136.3pp |
| Employer contribution / active EE | $0 | $1,808-100.0% | $2,836-100.0% | $2,671-100.0% |
| Participant deferral / active EE | $4,062 | $3,074+32.1% | $4,244-4.3% | $4,126-1.6% |
| Admin fee / account holder | $6,813 | $4,099+66.2% | $5,678+20.0% | $5,651+20.6% |