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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $47,601 | $105,856-55.0% | $90,161-47.2% | $147,585-67.7% |
| Participation rate | 73.7% | 79.7%-6.1pp | 76.9%-3.2pp | 82.8%-9.1pp |
| Annual return | 15.07% | 37.63%-22.6pp | 34.89%-19.8pp | 578.58%-563.5pp |
| Employer contribution / active EE | $2,134 | $4,126-48.3% | $3,318-35.7% | $4,876-56.2% |
| Participant deferral / active EE | $3,908 | $5,733-31.8% | $5,287-26.1% | $5,439-28.1% |
| Admin fee / account holder | $688 | $8,046-91.4% | $5,943-88.4% | $10,886-93.7% |