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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $40,780 | $96,558-57.8% | $80,977-49.6% | $273,972-85.1% |
| Participation rate | 78.6% | 79.1%-0.5pp | 75.8%+2.8pp | 83.0%-4.4pp |
| Annual return | 7.28% | 15.14%-7.9pp | 17.11%-9.8pp | 41.46%-34.2pp |
| Employer contribution / active EE | $2,656 | $4,869-45.4% | $3,715-28.5% | $4,869-45.4% |
| Participant deferral / active EE | $3,114 | $6,598-52.8% | $5,696-45.3% | $5,287-41.1% |
| Admin fee / account holder | $1,661 | $7,493-77.8% | $5,517-69.9% | $10,133-83.6% |