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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,675 | $140,592-46.2% | $123,105-38.5% | $125,389-39.6% |
| Participation rate | 88.9% | 88.2%+0.7pp | 86.8%+2.1pp | 83.2%+5.7pp |
| Annual return | -4.43% | 16.80%-21.2pp | 13.22%-17.6pp | 282.24%-286.7pp |
| Employer contribution / active EE | $3,871 | $6,041-35.9% | $5,151-24.9% | $4,866-20.5% |
| Participant deferral / active EE | $12,882 | $6,980+84.5% | $6,229+106.8% | $5,352+140.7% |
| Admin fee / account holder | $1,750 | $11,198-84.4% | $9,014-80.6% | $9,541-81.7% |