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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $230,577 | $197,637+16.7% | $177,848+29.6% | $158,982+45.0% |
| Participation rate | 87.5% | 88.5%-1.0pp | 87.7%-0.2pp | 82.0%+5.5pp |
| Annual return | 17.49% | 58.77%-41.3pp | 48.33%-30.8pp | 302.99%-285.5pp |
| Employer contribution / active EE | $9,301 | $6,698+38.9% | $5,919+57.1% | $4,763+95.3% |
| Participant deferral / active EE | $9,595 | $8,405+14.2% | $7,714+24.4% | $5,983+60.4% |
| Admin fee / account holder | $8,200 | $15,406-46.8% | $12,431-34.0% | $11,252-27.1% |