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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $228,304 | $107,666+112.0% | $102,184+123.4% | $154,746+47.5% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 15.82% | 29.33%-13.5pp | 31.58%-15.8pp | 172.34%-156.5pp |
| Employer contribution / active EE | $0 | $3,846-100.0% | $3,594-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $6,540 | $8,719-25.0% | $8,309-21.3% | $6,730-2.8% |
| Admin fee / account holder | $870 | $12,943-93.3% | $11,609-92.5% | $14,365-93.9% |