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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $191,465 | $108,942+75.7% | $100,415+90.7% | $145,897+31.2% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 23.30% | 58.27%-35.0pp | 49.47%-26.2pp | 552.29%-529.0pp |
| Employer contribution / active EE | $27,000 | $4,422+510.6% | $3,943+584.8% | $4,663+479.1% |
| Participant deferral / active EE | $6,480 | $8,461-23.4% | $8,091-19.9% | $6,689-3.1% |
| Admin fee / account holder | $703 | $9,702-92.8% | $7,906-91.1% | $13,390-94.8% |