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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $376,198 | $108,922+245.4% | $100,398+274.7% | $145,978+157.7% |
| Participation rate | 100.0% | 83.0%+17.0pp | 81.5%+18.5pp | 80.3%+19.7pp |
| Annual return | 9.05% | 58.04%-49.0pp | 49.32%-40.3pp | 550.52%-541.5pp |
| Employer contribution / active EE | $3,922 | $4,426-11.4% | $3,946-0.6% | $4,662-15.9% |
| Participant deferral / active EE | $13,683 | $8,450+61.9% | $8,084+69.3% | $6,690+104.5% |
| Admin fee / account holder | $6,673 | $9,680-31.1% | $7,893-15.5% | $13,400-50.2% |