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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $258,215 | $105,160+145.5% | $94,679+172.7% | $139,456+85.2% |
| Participation rate | 100.0% | 82.4%+17.6pp | 80.8%+19.2pp | 80.3%+19.7pp |
| Annual return | 10.40% | 38.04%-27.6pp | 156.75%-146.4pp | 373.45%-363.1pp |
| Employer contribution / active EE | $3,914 | $4,107-4.7% | $3,673+6.6% | $4,753-17.7% |
| Participant deferral / active EE | $9,463 | $7,599+24.5% | $7,417+27.6% | $6,711+41.0% |
| Admin fee / account holder | $9,029 | $8,988+0.5% | $7,233+24.8% | $11,407-20.8% |