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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $317,038 | $167,352+89.4% | $143,788+120.5% | $134,509+135.7% |
| Participation rate | 100.0% | 84.8%+15.2pp | 80.3%+19.7pp | 81.2%+18.8pp |
| Annual return | -8.70% | 0.47%-9.2pp | -0.03%-8.7pp | 418.13%-426.8pp |
| Employer contribution / active EE | $37,750 | $5,620+571.7% | $4,952+662.4% | $4,741+696.3% |
| Participant deferral / active EE | $27,000 | $6,447+318.8% | $5,638+378.9% | $6,400+321.9% |
| Admin fee / account holder | $4,197 | $18,091-76.8% | $14,675-71.4% | $11,427-63.3% |