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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $216,469 | $174,379+24.1% | $152,093+42.3% | $138,895+55.9% |
| Participation rate | 100.0% | 81.6%+18.4pp | 77.8%+22.2pp | 79.9%+20.1pp |
| Annual return | 6.25% | 74.86%-68.6pp | 66.36%-60.1pp | 145.39%-139.1pp |
| Employer contribution / active EE | $16,388 | $4,652+252.3% | $4,175+292.6% | $4,194+290.7% |
| Participant deferral / active EE | $10,333 | $6,159+67.8% | $5,451+89.6% | $6,396+61.6% |
| Admin fee / account holder | $1,611 | $16,880-90.5% | $14,497-88.9% | $12,562-87.2% |