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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,032 | $185,856+18.4% | $170,028+29.4% | $139,456+57.8% |
| Participation rate | 50.0% | 87.8%-37.8pp | 87.0%-37.0pp | 80.3%-30.3pp |
| Annual return | 12.46% | 60.52%-48.1pp | 53.39%-40.9pp | 373.45%-361.0pp |
| Employer contribution / active EE | $12,007 | $7,593+58.1% | $6,788+76.9% | $4,753+152.6% |
| Participant deferral / active EE | $7,730 | $11,623-33.5% | $10,409-25.7% | $6,711+15.2% |
| Admin fee / account holder | $254 | $15,387-98.4% | $12,820-98.0% | $11,407-97.8% |