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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $220,032 | $185,883+18.4% | $170,043+29.4% | $139,466+57.8% |
| Participation rate | 50.0% | 87.8%-37.8pp | 87.0%-37.0pp | 80.3%-30.3pp |
| Annual return | 12.46% | 60.54%-48.1pp | 53.40%-40.9pp | 373.66%-361.2pp |
| Employer contribution / active EE | $12,007 | $7,596+58.1% | $6,790+76.8% | $4,754+152.6% |
| Participant deferral / active EE | $7,730 | $11,626-33.5% | $10,410-25.7% | $6,712+15.2% |
| Admin fee / account holder | $254 | $15,393-98.4% | $12,824-98.0% | $11,409-97.8% |