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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,910 | $171,867-58.2% | $149,721-52.0% | $147,586-51.3% |
| Participation rate | 100.0% | 88.2%+11.8pp | 87.1%+12.9pp | 82.8%+17.2pp |
| Annual return | 12.91% | 2113.36%-2100.4pp | 1501.67%-1488.8pp | 578.59%-565.7pp |
| Employer contribution / active EE | $20,832 | $6,275+232.0% | $5,444+282.6% | $4,876+327.2% |
| Participant deferral / active EE | $13,491 | $7,270+85.6% | $6,568+105.4% | $5,439+148.1% |
| Admin fee / account holder | $4,853 | $13,799-64.8% | $11,282-57.0% | $10,886-55.4% |