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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $796,983 | $124,330+541.0% | $109,173+630.0% | $167,536+375.7% |
| Participation rate | 100.0% | 79.5%+20.5pp | 75.9%+24.1pp | 82.1%+17.9pp |
| Annual return | 10.20% | 26.04%-15.8pp | 25.75%-15.6pp | 478.82%-468.6pp |
| Employer contribution / active EE | $22,217 | $4,209+427.8% | $3,723+496.8% | $4,839+359.1% |
| Participant deferral / active EE | $22,128 | $5,256+321.0% | $4,654+375.5% | $6,342+248.9% |
| Admin fee / account holder | $703 | $7,974-91.2% | $6,755-89.6% | $12,315-94.3% |