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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $411,545 | $99,345+314.3% | $84,753+385.6% | $273,972+50.2% |
| Participation rate | 100.0% | 80.7%+19.3pp | 76.6%+23.4pp | 83.0%+17.0pp |
| Annual return | 18.10% | 22.93%-4.8pp | 22.78%-4.7pp | 41.46%-23.4pp |
| Employer contribution / active EE | $15,763 | $4,214+274.1% | $3,574+341.0% | $4,869+223.8% |
| Participant deferral / active EE | $14,117 | $4,270+230.6% | $3,712+280.3% | $5,287+167.0% |
| Admin fee / account holder | $2,352 | $6,645-64.6% | $5,333-55.9% | $10,133-76.8% |